Change search
CiteExportLink to record
Permanent link

Direct link
Cite
Citation style
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Other locale
More languages
Output format
  • html
  • text
  • asciidoc
  • rtf
Inter-industry differences in local banks' effect on new firm formation: A regional study of entrepreneurship in Sweden
2016 (English)Independent thesis Advanced level (degree of Master (One Year)), 20 credits / 30 HE creditsStudent thesis
Abstract [en]

Formation of new firms is important, since new firms create jobs and economic growth. When entrepreneurs lack the financial resources which are needed to start a firm, they often turn to banks to borrow money. Previous research has shown that relationships between banks and new business borrowers most often are local and that the dependence on banks differs across industries. In light of this, the purpose of this paper is to investigate if local access to banks has a stronger relationship with the rate of new firm formation in some industries than in others. Based on cross-sectional data on all Swedish municipalities in 2009, a series of OLS regressions are estimated to test if variables used to describe the bank market in a municipality are related with the new firm formation rate, both in total and in different industry categories. The results show that the number of bank branches per capita is positively related with the total new firm formation rate. In regards to the inter-industry differences, the findings indicate that local access to banks is more important for new firm formation in some industries than in others. 

Place, publisher, year, edition, pages
2016. , 83 p.
Series
JIBS Dissertation Series, ISSN 1403-0470
Keyword [en]
New firm formation, Local banks, Inter-industry differences, Entrepreneurship, Business lending, Regional economics
National Category
Economics
Identifiers
URN: urn:nbn:se:hj:diva-29987ISRN: JU-IHH-NAA-2-20160048OAI: oai:DiVA.org:hj-29987DiVA: diva2:930040
Subject / course
IHH, Economics
Supervisors
Examiners
Available from: 2016-06-03 Created: 2016-05-21 Last updated: 2016-06-03Bibliographically approved

Open Access in DiVA

fulltext(2015 kB)134 downloads
File information
File name FULLTEXT02.pdfFile size 2015 kBChecksum SHA-512
7cacbb39f5f16d791661493f4408373f60e784f4e5206e6be4a5430b9504dfbb3412883238c82fbb89f30861dc48c8c9a2a3b752b7c181902ddd9460afea37d9
Type fulltextMimetype application/pdf

Economics

Search outside of DiVA

GoogleGoogle Scholar
Total: 134 downloads
The number of downloads is the sum of all downloads of full texts. It may include eg previous versions that are now no longer available

urn-nbn

Altmetric score

urn-nbn
Total: 133 hits
CiteExportLink to record
Permanent link

Direct link
Cite
Citation style
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Other locale
More languages
Output format
  • html
  • text
  • asciidoc
  • rtf