Change search
ReferencesLink to record
Permanent link

Direct link
Regelverket Basel: Övergången från Basel II till Basel III utifrån bankernas perspektiv
Södertörn University, School of Social Sciences.
Södertörn University, School of Social Sciences.
2013 (Swedish)Independent thesis Basic level (degree of Bachelor), 10 credits / 15 HE creditsStudent thesis
Abstract [en]

Research issue: The transition from Basel II to Basel III becomes consuming for banks, financially. But Basel III should be profitably for financial market economy. Risks in the financial world is very complex. Is Basel III is sufficient to manage risk and future crises

Purpose: The purpose of this paper is to examine the application of Basel II and the transition to Basel III in Sweden with the banking system in focus.

Method: The study has a qualitative research methodology for the collection of empirical data. The study is based on interviews with four large banks of Sweden (Swedbank, SEB, Nordea, Handelsbanken) and with Finansinspektionen. We also used previous studies, books and rapports.

Conclusions: Basel has no direct connection to the profitability of the banks. The translation to Basel III was an obvious step for a more stable financial market. With Basel III it became more expensive for the banks; the more cost the less returns and hence led dividends for shareholders. But the banks will not bear the costs themselves, the costumers will get affected. Banks have begun to adapt to Basel III. There are requirements to save equity immediately not only in crisis. Which leads to the return is not likely to be lowered at bad times.

Place, publisher, year, edition, pages
2013. , 73 p.
Keyword [en]
Basel II, Basel III, Return on Equity, Capital Adequacy rules, Capital Adequacy Ratio
Keyword [sv]
Basel II, Basel III, räntabilitet på eget kapital(ROE), kapitaltäckningsregler, kapitaltäckningsgrad
National Category
Business Administration
URN: urn:nbn:se:sh:diva-26748OAI: diva2:798068
Subject / course
Business Studies
Social and Behavioural Science, Law
Available from: 2015-03-26 Created: 2015-03-25 Last updated: 2015-03-26Bibliographically approved

Open Access in DiVA

fulltext(1130 kB)131 downloads
File information
File name FULLTEXT01.pdfFile size 1130 kBChecksum SHA-512
Type fulltextMimetype application/pdf

By organisation
School of Social Sciences
Business Administration

Search outside of DiVA

GoogleGoogle Scholar
Total: 131 downloads
The number of downloads is the sum of all downloads of full texts. It may include eg previous versions that are now no longer available

Total: 154 hits
ReferencesLink to record
Permanent link

Direct link