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Microcredits: a success or a fairytale?: A study of Grameen Bank in Bangladesh by using secondary data
Södertörn University, School of Natural Sciences, Technology and Environmental Studies.
2014 (English)Independent thesis Basic level (degree of Bachelor), 10 credits / 15 HE creditsStudent thesis
Abstract [en]

The global economy celebrates microcredit as poverty alleviation for the individual and as a way to boost a country’s economic growth. This study examines if results from previous research on Grameen Bank’s microcredits are supported by statistics. By using Exploratory Sequential Mixed Method, five themes was conducted from the qualitative findings and then analyzed from capability approach theory and Schumpeterian growth theory. Results indicates that poverty have declined in Bangladesh, but it also shows that income share for the poorest has not increased nor the female employment rate.  Both the consumption and the GDP for Bangladesh have increased, but the conclusion of this study suggest that microcredits are convoluted and needs further studies that are comprehensive with both qualitative and statistical research that are more detailed and profound. Since the available statistics are inadequate further research generally about microcredits are needed, especially if banks and organizations worldwide are going to use it as poverty alleviation.

Place, publisher, year, edition, pages
2014. , 34 p.
Keyword [en]
microcredits, economic growth, poverty alleviation, women empowerment, bangladesh, women, grameen bank
Keyword [sv]
mikrokrediter, tillväxt, fattigdomsbekämpning, självständighet. bangladesh, kvinnor, grameen bank
National Category
Globalization Studies
URN: urn:nbn:se:sh:diva-26731OAI: diva2:796999
Subject / course
Development and International Cooperation
Social and Behavioural Science, Law
Available from: 2015-03-23 Created: 2015-03-20 Last updated: 2015-03-23Bibliographically approved

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