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SME financial aid opportunities: The role of Bank investment evaluations from a real options lens: a qualitative study on how banks evaluate investment opportunities based on a real option approach
Kristianstad University, School of Health and Society.
Kristianstad University, School of Health and Society.
2014 (English)Independent thesis Advanced level (degree of Master (One Year)), 10 credits / 15 HE creditsStudent thesis
Abstract [en]

This study aims to explore how banks evaluate investment decisions towards SMEs, through a real option approach. After analyzing 9 interviews with business advisors from four different banks, illustrations show that banks indeed use a real option way of thinking, without being aware of it as well as put more weight in certain factors namely the repayment ability. Moreover, the relationship factor shows an interesting relevance during investment evaluation towards SMEs, as better relationships lead to lower demands on factors of evaluation. In brief, the study contributes to the theory of real options as well as of practical essentiality to banks and SMEs.

Place, publisher, year, edition, pages
2014. , 67 p.
Keyword [en]
Bank evaluation, SMEs and banks, Investment and real options, SMEs borrowing.
National Category
Business Administration
URN: urn:nbn:se:hkr:diva-12845OAI: diva2:744212
Educational program
Degree of Bachelor of Science in Business and Economics
Available from: 2014-09-15 Created: 2014-09-07 Last updated: 2014-09-22Bibliographically approved

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