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Being Patient with Microfinance: The Impact of Training on Indian Self Help Groups
Uppsala University, Disciplinary Domain of Humanities and Social Sciences, Faculty of Social Sciences, Department of Economics.
Department of Economics, Texas A & M University.
2010 (English)Report (Other academic)
Abstract [en]

We evaluate the impact of training provided by facilitators of Self Help Groups (SHGs).  This evaluation provides one of the first studies of the impact of ‘microfinance plus,’ or the disbursement of services beyond credit. Indian SHGs are mainly NGO-formed microfinance groups but funded by commercial banks. We correct for membership selection bias with data on current as well as future SHG members. We then account for potential training endogeneity with propensity score matching. Regression and unadjusted matching results indicate that training does not aid in asset accumulation but can reverse the negative impact of credit on income.  However, regression adjusted matching which controls for both participation and training selection bias reveals that training impacts assets but not income. These results are robust to sensitivity analyses performed on these estimates.

Place, publisher, year, edition, pages
Uppsala: Department of Economics, Uppsala University , 2010. , p. 32
Series
Working paper / Department of Economics, Uppsala University (Online), ISSN 1653-6975 ; 2010:22
Keywords [en]
India, microfinance, training, impact studies, Self Help Groups
National Category
Economics
Research subject
Economics
Identifiers
URN: urn:nbn:se:uu:diva-138914OAI: oai:DiVA.org:uu-138914DiVA, id: diva2:380286
Available from: 2010-12-23 Created: 2010-12-21 Last updated: 2013-11-15Bibliographically approved

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CiteExportLink to record
Permanent link

Direct link
Cite
Citation style
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Other locale
More languages
Output format
  • html
  • text
  • asciidoc
  • rtf