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The cyber-insurance market in Norway
Tallinn University of Technology, Estonia.ORCID iD: 0000-0001-8882-4095
RISE - Research Institutes of Sweden, ICT, SICS. (Software and Systems Engineering Laboratory)ORCID iD: 0000-0003-2017-7914
Tallinn University of Technology, Estonia.ORCID iD: 0000-0003-3767-6218
2019 (English)In: Information and Computer Security, E-ISSN 2056-4961Article in journal (Refereed) Epub ahead of print
Abstract [en]

Purpose

This paper aims to describe the cyber-insurance market in Norway but offers conclusions that are interesting to a wider audience.

Design/methodology/approach

The study is based on semi-structured interviews with supply-side actors: six general insurance companies, one marine insurance company and two insurance intermediaries.

Findings

The Norwegian cyber-insurance market supply-side has grown significantly in the past two years. The General Data Protection Regulation (GDPR) is found to have had a modest effect on the market so far but has been used by the supply-side as an icebreaker to discuss cyber-insurance with customers. The NIS Directive has had little or no impact on the Norwegian cyber-insurance market until now. Informants also indicate that Norway is still the least mature of the four Nordic markets.

Practical implications

Some policy lessons for different stakeholders are identified.

Originality/value

Empirical investigation of cyber-insurance is still rare, and the paper offers original insights on market composition and actor motivations, ambiguity of coverage, the NIS Directive and GDPR.

Place, publisher, year, edition, pages
Bingley, West Yorkshire, England, UK: Emerald Group Publishing Limited, 2019.
Keywords [en]
cyber-insurance, Norway, NIS Directive, GDPR, insurance coverage, insurance adoption
National Category
Computer and Information Sciences
Identifiers
URN: urn:nbn:se:ri:diva-40584DOI: 10.1108/ICS-01-2019-0012OAI: oai:DiVA.org:ri-40584DiVA, id: diva2:1365265
Projects
DRISTIG
Funder
Swedish Civil Contingencies Agency, 2015-6986
Note

License CC BY-NC 4.0

Available from: 2019-10-24 Created: 2019-10-24 Last updated: 2019-11-05Bibliographically approved

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fulltext(278 kB)20 downloads
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CiteExportLink to record
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Citation style
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Output format
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