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A process of internationalization by digital born globals: ‘Case study on fintech companies’
Uppsala University, Disciplinary Domain of Humanities and Social Sciences, Faculty of Social Sciences, Department of Business Studies.
Uppsala University, Disciplinary Domain of Humanities and Social Sciences, Faculty of Social Sciences, Department of Business Studies.
2019 (English)Independent thesis Advanced level (degree of Master (Two Years)), 20 credits / 30 HE creditsStudent thesis
Abstract [en]

Digital services have immeasurably transformed the world economy, and so people’s lives, over the past two decades. One industry where digitalization has been slower is the financial services. Nevertheless, this has changed in the past years with the emergence of fintech companies disrupting the traditional banks and payment solutions. Several studies have researched the internationalization process of digital born globals across different industries. However, due to how recent and emerging the fintech industry is, the area is understudied. To gain insight on the internationalization process of digital born globals within the fintech industry this study was based on an empirical multiple-case study including 4 fintech companies from Sweden and Finland. The main finding of this study is that fintech firms do not expand like other digital born globals but instead follow a more traditional, incremental internationalization process. We also observed that fintech companies used an online entry strategy initially allowing a fast entry process. In some cases, they also established offline presence. Overall, we hope to contribute to theory by giving insight on which factors that cause fintech companies to expand, how the internationalization process looks, how external partnerships might influence, and which challenges they might face.

Place, publisher, year, edition, pages
2019. , p. 53
Keywords [en]
Born globals, digital firms, digitalization, fintech, internationalization process, network theory, acquisitions.
National Category
Business Administration
Identifiers
URN: urn:nbn:se:uu:diva-388472OAI: oai:DiVA.org:uu-388472DiVA, id: diva2:1333641
Subject / course
Business Studies
Educational program
Master Programme in Business and Management
Supervisors
Examiners
Available from: 2019-07-02 Created: 2019-07-01 Last updated: 2019-07-02Bibliographically approved

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CiteExportLink to record
Permanent link

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Citation style
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
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  • Other locale
More languages
Output format
  • html
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