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Students saving: What are the governing factors of students saving?
Mälardalen University, School of Business, Society and Engineering.
Mälardalen University, School of Business, Society and Engineering.
2018 (English)Independent thesis Basic level (degree of Bachelor), 10 credits / 15 HE creditsStudent thesis
Abstract [en]

Problem: Few studies regarding savings among students have been conducted, particularly studies looking at students in Sweden, as the general assumption is that students cannot save.

 

Purpose: Investigate what factors may affect students saving behavior

 

Method: The thesis will be done by a quantitative and deductive approach. To investigate what factors affect students saving we conducted several hypotheses tests through regression analysis.

 

Result and Conclusion: The investigation showed that through our estimates we were able to find three significant variables at a 5% level; Income, Worked Before and Saving Before and a general fit of the model of 16.36%. One possible explanation for the poor fit is the complexity of human behavior and thusly that it is hard to explain.

 

Keywords: Students, saving, consumption theory, statistics, age, behavioral, finance

Place, publisher, year, edition, pages
2018. , p. 21
Keywords [en]
Students, saving, consumption theory, statistics, age, behavioral, finance
National Category
Economics
Identifiers
URN: urn:nbn:se:mdh:diva-39783OAI: oai:DiVA.org:mdh-39783DiVA, id: diva2:1217262
Subject / course
Economics
Supervisors
Examiners
Available from: 2018-06-21 Created: 2018-06-12 Last updated: 2018-06-21Bibliographically approved

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