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Kundinvolvering vid tjänsteutveckling: En studie om bankers kundinvolvering i dendigitala tjänsteutvecklingen
Karlstad University, Faculty of Arts and Social Sciences (starting 2013), Karlstad Business School.
Karlstad University, Faculty of Arts and Social Sciences (starting 2013), Karlstad Business School.
2017 (Swedish)Independent thesis Basic level (degree of Bachelor), 10 credits / 15 HE creditsStudent thesisAlternative title
Customer involvement in service development : A study about banks customer involvement in the digital servicedevelopment (English)
Abstract [en]

During the 21st century banks have been going through big changes due to both digitization and increase in competition from niche banks. Furthermore, there has been a decrease in customer satisfaction during the last decade. The purpose of this study is therefore to clarify how the banks act in their work to stay competitive by cater their customers’ needs through customer involvement. The objective of this study has been to conduct in-depth interviews with two of the four big banks of Sweden. In-depth interviews were chosen to, in the best way possible, examine the underlying factors, and how they act when involving customers.The results obtained from the in-depth interviews was then analysed starting from the framework of theory found about the subject to create a perception whether the banks’ work corresponds with the contemporary research about the subject of customer involvement and customer focus.

The result from the analysis then gave the authors the insights that the banks where, in a much greater extent than was thought, where working with both customer involvement and questions about digitization. This through a clear customer focus and strategic planning of how to assimilate information about their customers.

The conclusion of the study is that the banks’ work is in line with what the researchers are advocating in their research about how to cater to customers’ needs through customer involvement. The banks have thereby created a foundation from which they can develop services the in the best way possible cancreate satisfied customers.

Abstract [sv]

Under 2000-talet har bankerna genomgått stora förändringar med utmaningar från såväl digitalisering och ökad konkurrens från mindre nischbanker. Ytterligare har bankernas kundnöjdhet minskat under det senaste decenniet. Den här studien syftar därför till att klargöra hur bankerna arbetar för att vidhålla sin konkurrenskraftighet genom att tillgodose kundens behov med kundinvolvering. Det genom att genomföra djupintervjuer med två av de fyra storbankerna. Djupintervjuer valdes för att på ett så bra sätt som möjligt undersöka de bakomliggande faktorerna samt hur arbetet med deras kundinvolvering faktiskt ser ut. Resultatet som erhölls från djupintervjuerna har sedan analyserats med utgångspunkt från de teoretiska referensramar som sammansatts. Det för att skapa en uppfattning om huruvida bankernas arbete överensstämmer med den moderna forskningen kring kundinvolvering och kundfokus.

Resultatet från analysen gav författarna insikten om att bankerna, i en långt vidare utsträckning än vad som uppfattats, arbetar med såväl kundinvolvering som frågor om digitalisering. Det genom tydlig kundfokus och strategiska planer för att tillgodogöra sig av kundens information.

Studiens slutsats är att bankerna arbetar i det led forskarna förespråkar i sin forskning kring hur kundens behov till bästa sätt tillgodoses genom kundinvolvering. Bankerna har därmed skapat sig en grund till att utveckla tjänster som på bästa sätt skapar nöjda kunder.

Place, publisher, year, edition, pages
2017. , p. 54
Keywords [en]
Service Innovation, Customer Involvement, Digitization, Service Development
Keywords [sv]
Tjänsteinnovation, Tjänsteutveckling, Digitalisering, Kundinvolvering
National Category
Business Administration
Identifiers
URN: urn:nbn:se:kau:diva-56579OAI: oai:DiVA.org:kau-56579DiVA, id: diva2:1117362
Subject / course
Business Administration
Educational program
Business Administration and Economics, 180 hp
Supervisors
Examiners
Available from: 2017-06-29 Created: 2017-06-28 Last updated: 2017-06-29Bibliographically approved

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