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A credit-plus approach: the way to increase women´s empowerment in microcredit? - Evidence from Colombia
Uppsala University, Disciplinary Domain of Humanities and Social Sciences, Faculty of Social Sciences, Department of Government.
2017 (English)Independent thesis Advanced level (degree of Master (Two Years)), 20 credits / 30 HE creditsStudent thesis
Abstract [en]

Does participation in microcredit programs lead to the empowerment of women? The answer is not clear-cut, and earlier studies report ambivalent results. The United Nations Sustainable Development Goals number 5 argues for the importance of finding paths to empowerment. In order to facilitate women’s empowerment in microcredit scholars suggest the use of a credit-plus approach. The purpose of this paper is to reassess the impact of microcredit by making use of the credit-plus approach of Fundación WWB. The study is based on new primary data collected in a Minor Field Study conducted in Colombia. Through developing and testing three hypotheses I assess the impact on three dimensions of women’s empowerment: economic, social and cultural, and psychological. A mixed method approach of both OLS regressions and semi-structured interviews are applied. The results indicate that a credit-plus approach does increase the positive impact of credit on women’s financial control within the household. Yet, no significant result could be found in the case of decision-making power or self-efficiency. The paper also concludes that non-financial services per se may constitute a way to increase women empowerment.

Place, publisher, year, edition, pages
2017. , p. 46
National Category
Political Science (excluding Public Administration Studies and Globalisation Studies) Globalisation Studies
Identifiers
URN: urn:nbn:se:uu:diva-320181OAI: oai:DiVA.org:uu-320181DiVA, id: diva2:1088862
Subject / course
Development Studies
Educational program
Master Programme in Political Science
Supervisors
Available from: 2017-04-18 Created: 2017-04-17 Last updated: 2018-01-13Bibliographically approved

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Department of Government
Political Science (excluding Public Administration Studies and Globalisation Studies)Globalisation Studies

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CiteExportLink to record
Permanent link

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Citation style
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
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  • Other locale
More languages
Output format
  • html
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  • asciidoc
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