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Improving profitability model in insurance industry, considering inflation: the case study of automobile insurance in Iran
2009 (English)Independent thesis Advanced level (degree of Master (Two Years)), 20 credits / 30 HE creditsStudent thesis
Abstract [en]

Pricing is one of the critical practices of insurance industry. The premium price set by an insurance company must obtain profit for the company considering the indemnification of the accidents. Also this price must be at the rate that motivates people to purchase the service. There are various models with various parameters considered for setting the premium rate of a specific type of insurance. The focus of this research is on the non-life insurance in general and on the auto property coverage insurance in particular. These models may not comply with the way that insurance companies set their premium rates. The lack of a feasible model which considers more related parameters to the environment may be the reason. This research investigates the non-life insurance pricing models and not only evaluates the existence parameters, but also evaluates the parameters that must be used in these models in order to make them more compatible with Iran’s insurance market situation.

Place, publisher, year, edition, pages
Keyword [en]
Social Behaviour Law, insurance pricing, service pricing, pricing strategy, pricing, approach, insurance premium
Keyword [sv]
Samhälls-, beteendevetenskap, juridik
URN: urn:nbn:se:ltu:diva-53853ISRN: LTU-PB-EX--09/089--SELocal ID: ad956138-bf19-4ced-adfa-ca2407e57cadOAI: diva2:1027230
Subject / course
Student thesis, at least 30 credits
Educational program
Electronic Commerce, master's level
Validerat; 20101217 (root)Available from: 2016-10-04 Created: 2016-10-04Bibliographically approved

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